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American Financial Services Association
American Financial Services Association (AFSA) is a trade association for the U.S. consumer credit industry headquartered in Washington, D.C..〔(AFSA Web site | Guiding Principles ) Retrieved on 2008-12-10〕 AFSA’s 350 members include consumer and commercial finance companies, vehicle finance/leasing companies, mortgage lenders, credit card issuers, industrial banks and industry suppliers. AFSA is a founding member of Americans Well-informed on Automobile Retailing Economics.〔 (AWARE Web site ) Retrieved on 2009-7-22〕
==History==
The association was founded in 1916 as the American Association of Small Loan Brokers. The group formed to promote state laws that would make small loans more readily available to average Americans, who had few options at the time to receive small personal loans. The association changed names several times throughout the years before its merger in 1971 with the American Industrial Bankers Association, an organization of industrial banks, thrift and loan companies and sales finance companies. By 1983, the association’s members included diversified financial services firms and consumer credit subsidiaries of retailing firms, prompting another name change to the American Financial Services Association, which it is still known as today. 〔“AFSA: Seventy-Five Years of Serving the Credit Community” published by The American Financial Services Association, 1991: 2, 9-10, 12〕
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